The most disturbing points I feel EVERYONE needs to immediately be aware of…

Did you know that if you are late to just one of your creditors, other creditors can jack up their APR because your "creditworthiness" is now questionable? That's right - if you are late on your Visa, your Mastercard APR can go up. If you are late on your car or phone or house payment, any and/or all of your other creditors APRs can increase. This is a BIG DEAL. You can go from a 0% APR to 30%. That means on a $1000 balance, all of a sudden you will pay $300 a year unexpectedly.

Did you know that if you are late, even an hour late, making a payment - you are subject to relentless fees, the amount of which is not capped or regulated?

Did you know that even if you pay everything on time, most credit card holder agreements state that as long as they give you a certain number days' notice, the APR can change to whatever they deem appropriate?

I will be the first to admit that I am not the most financially responsible person. I'm a 30 year old newlywed with a pretty good job and lots of expensive hobbies. I used to live completely in the moment, and making payments to people I owed money to was really at the bottom of my list. That thinking has cost me in thousands of extra dollars in the form of finance charges, late fees, and higher interest rates on future loans I would acquire.

I highly encourage everyone to click here to watch this Frontline Episode.

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What to do with unsold items? Northwest Center will be accepting donations of re-usable clothing and household goods after the sale. If you would like to donate items please review their acceptable donation list. The Big Blue Truck will be located at the JC Mueller LLC hosted community space from 2:30-5p on June 14th or you may visit their Madrona Donation Drop off open 9-5 Sat & Sun at Grocery Outlet, 1126 Martin Luther King Jr Way. Donations are tax deductible and benefit children and adults with disabilities

When Vietnamese native Cindy Nguyen, president of San Jose, Calif.’s Lakami Professional Realty, returned to Vietnam for the first time in 23 years, she was stunned by the profits to be made in the real estate market.

''I saw the cha-ching, cha-ching. Your return on investment is at least 200 percent in one year,'' says Nguyen, who now sells real estate in both Ho Chi Minh City and in Silicon Valley.

Thanks to multinational corporations pouring investment dollars into the Vietnamese economy, real estate prices are skyrocketing.

Home buyers who are able to snap up $150,000 villas in Ho Chi Minh City's upscale Saigon South can immediately sell them for $300,000, says Paul Hoang, managing partner of Milpitas-based Donnelley LT Group, which sells Saigon South units to overseas Vietnamese.

Hoang believes the bubble will eventually burst. ''The majority of the population is very poor,'' he says. ''Assembly-line workers probably make $70 a month; the white-collar people, probably $150 a month. … Not too many can afford to buy real estate.”

Source: San Jose Mercury News, John Boudreau (05/30/2008)

Anyway, that's totally not the point of this little ditty. The point of this ditty is that I came across an interesting website today that tells you who is donating to what party and where. In Seattle, a whopping $395,053 was donated to the Democratic party versus a $39,804 going to the Republicans. Check your zipcode to see how your city is divided:
Fundrace 2008!

Read up on the bust of the Man With The 6-decade-Pimp-Plan

To relate this to real estate, I will wonder aloud… "I wonder if it would be considered a material fact and disclosure necessary if you were selling a business that had once been a strip club?"… As you may, or may not know, disclosure is not necessary if the property was the site of a suicide, murder, gang violence, etc., but it is considered a matieral fact if the property is the site of drug manufacturing due to the health-hazardous residue left behind from the chemicals that are used in drug manufacturing. I'm sure that there would be hazardous residue left behind in a strip club… ?

What do selection panels look for when choosing an artist for a public art project? Public artists can find out at a free workshop, Behind Panel Doors, 6 to 8 p.m., Tuesday, June 3, at Rainier Valley Cultural Center, 3515 S. Alaska St.

Public artists Steve Gardner and Kay Kirkpatrick and Christine Scarlett, of Seattle City Light, will talk about the elements of a successful public art application and help demystify the artist selection process. Behind Panel Doors, presented by the Office of Arts & Cultural Affairs, is part of a new series of workhops designed to offer emerging and experienced artists a chance to network and gain insight into the public art process. Visit our Web site for information about upcoming public art workshops.

The workshop is free. However, advance registration is required. To register, contact Eleanor Beerman, (206) 233-3930.

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More pictures can be seen at: http://www.johnlscott.com/73612

Here are a few pictures, but you can see all of them at: http://www.johnlscott.com/16352