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Frontline's Secret History of The Credit Card

seattleroots 1214444489|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Credit » Frontline's Secret History of The Credit Card

One reason why I absolutely LOVE Netflix is that every Frontline episode known to mankind can be rented through this site. After watching Frontline's secret history of the credit card, I almost lost my lunch. The way credit works is to thrive off the unknowing and inattentive. You will find it is a despicable and soulless industry. If you are not acutely aware of all of the rules, you will inevitably lose thousands playing this game.

The most disturbing points I feel EVERYONE needs to immediately be aware of…

Did you know that if you are late to just one of your creditors, other creditors can jack up their APR because your "creditworthiness" is now questionable? That's right - if you are late on your Visa, your Mastercard APR can go up. If you are late on your car or phone or house payment, any and/or all of your other creditors APRs can increase. This is a BIG DEAL. You can go from a 0% APR to 30%. That means on a $1000 balance, all of a sudden you will pay $300 a year unexpectedly.

Did you know that if you are late, even an hour late, making a payment - you are subject to relentless fees, the amount of which is not capped or regulated?

Did you know that even if you pay everything on time, most credit card holder agreements state that as long as they give you a certain number days' notice, the APR can change to whatever they deem appropriate?

I will be the first to admit that I am not the most financially responsible person. I'm a 30 year old newlywed with a pretty good job and lots of expensive hobbies. I used to live completely in the moment, and making payments to people I owed money to was really at the bottom of my list. That thinking has cost me in thousands of extra dollars in the form of finance charges, late fees, and higher interest rates on future loans I would acquire.

I highly encourage everyone to click here to watch this Frontline Episode.

Frontline's Secret History of The Credit Card by

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Cap Hill Community Garage Sale!

seattleroots 1213389493|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Neighborhoods » Cap Hill Community Garage Sale!

When: June 14th 2008
Time: Sales start at 9a
Where: All over Capitol Hill.
Why: People can have a garage sale whenever — but we thought it would be fun to give everybody a day to rally around.

Get the map
Download the official flyer

Donate your stuff
What to do with unsold items? Northwest Center will be accepting donations of re-usable clothing and household goods after the sale. If you would like to donate items please review their acceptable donation list. The Big Blue Truck will be located at the JC Mueller LLC hosted community space from 2:30-5p on June 14th or you may visit their Madrona Donation Drop off open 9-5 Sat & Sun at Grocery Outlet, 1126 Martin Luther King Jr Way. Donations are tax deductible and benefit children and adults with disabilities

Cap Hill Community Garage Sale! by

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Results from CHCC Elections

seattleroots 1212772937|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Neighborhoods » Capitol Hill Community Council Revived

Saunatina A. Sanchez, unopposed, Secretary.
Hong Chhuor, unopposed, Treasurer
Charlette Lefevre beat out Ryan Shandera by one vote for VP.
Tim Durkan withdrew, leaving Justin Carder unopposed for President

Results from CHCC Elections by

seattleroots, 1212772937|%e %b %Y, %H:%M %Z|agohover

Investing in Vietnamese Real Estate

seattleroots 1212699784|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Investing » Investing in Vietnamese Real Estate

Investors Drive Up Vietnamese Real Estate

When Vietnamese native Cindy Nguyen, president of San Jose, Calif.’s Lakami Professional Realty, returned to Vietnam for the first time in 23 years, she was stunned by the profits to be made in the real estate market.

''I saw the cha-ching, cha-ching. Your return on investment is at least 200 percent in one year,'' says Nguyen, who now sells real estate in both Ho Chi Minh City and in Silicon Valley.

Thanks to multinational corporations pouring investment dollars into the Vietnamese economy, real estate prices are skyrocketing.

Home buyers who are able to snap up $150,000 villas in Ho Chi Minh City's upscale Saigon South can immediately sell them for $300,000, says Paul Hoang, managing partner of Milpitas-based Donnelley LT Group, which sells Saigon South units to overseas Vietnamese.

Hoang believes the bubble will eventually burst. ''The majority of the population is very poor,'' he says. ''Assembly-line workers probably make $70 a month; the white-collar people, probably $150 a month. … Not too many can afford to buy real estate.”

Source: San Jose Mercury News, John Boudreau (05/30/2008)

Investing in Vietnamese Real Estate by

seattleroots, 1212699784|%e %b %Y, %H:%M %Z|agohover

Politics in Washington

seattleroots 1212543025|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Neighborhoods » Politics in Washington

Today is a day to remember. Regardless of the outcome in November, a black man is riding a thunderous wave into the Presidential race against Republican nominee, John McCain. As much as I don't want to get on the race issue, I do believe this day is a day our grandparents and maybe even some of our parents never thought would come. Welcome to a New America! I just hope that Obama supporters aren't putting all of their eggs in one basket. Although the fact that he is our first minority/MAJOR contender in a presidential race - although this fact alone engrains a belief that yes, ANYTHING is possible and CHANGE IS POSSIBLE, he will not find the cure for aging and end world hunger. He is a man like all other men, and I hope the world is ready for that.

Anyway, that's totally not the point of this little ditty. The point of this ditty is that I came across an interesting website today that tells you who is donating to what party and where. In Seattle, a whopping $395,053 was donated to the Democratic party versus a $39,804 going to the Republicans. Check your zipcode to see how your city is divided:
Fundrace 2008!

Politics in Washington by

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Re: View Home in Issaquah Highlands under $800K!

seattleroots 1212443920|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Classifieds » View Home in Issaquah Highlands under $800K!

I will try to post sunset pictures by the end of the week, they are stunners!

Re: View Home in Issaquah Highlands under $800K! by

seattleroots, 1212443920|%e %b %Y, %H:%M %Z|agohover

Re: View Home in Issaquah Highlands under $800K!

Maine-iac 1212443241|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Classifieds » View Home in Issaquah Highlands under $800K!

Nice view!

Re: View Home in Issaquah Highlands under $800K! by

Maine-iac, 1212443241|%e %b %Y, %H:%M %Z|agohover

Legendary Pimps in Seattle?!

seattleroots 1212442237|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / In The News » Legendary Pimps in Seattle?!

Wow, I'm shocked that I didn't hear about Frank Colacurcio Sr. and family in the infamous pimp documentary "American Pimp", which I watched not two weeks ago…

Read up on the bust of the Man With The 6-decade-Pimp-Plan

To relate this to real estate, I will wonder aloud… "I wonder if it would be considered a material fact and disclosure necessary if you were selling a business that had once been a strip club?"… As you may, or may not know, disclosure is not necessary if the property was the site of a suicide, murder, gang violence, etc., but it is considered a matieral fact if the property is the site of drug manufacturing due to the health-hazardous residue left behind from the chemicals that are used in drug manufacturing. I'm sure that there would be hazardous residue left behind in a strip club… ?

Legendary Pimps in Seattle?! by

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How to Get Chosen For A Public Art Project 6/3/08

seattleroots 1212180554|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Callboard » How to Get Chosen For A Public Art Project 6/3/08

Venture behind panel doors at public art workshop

What do selection panels look for when choosing an artist for a public art project? Public artists can find out at a free workshop, Behind Panel Doors, 6 to 8 p.m., Tuesday, June 3, at Rainier Valley Cultural Center, 3515 S. Alaska St.

Public artists Steve Gardner and Kay Kirkpatrick and Christine Scarlett, of Seattle City Light, will talk about the elements of a successful public art application and help demystify the artist selection process. Behind Panel Doors, presented by the Office of Arts & Cultural Affairs, is part of a new series of workhops designed to offer emerging and experienced artists a chance to network and gain insight into the public art process. Visit our Web site for information about upcoming public art workshops.

The workshop is free. However, advance registration is required. To register, contact Eleanor Beerman, (206) 233-3930.

How to Get Chosen For A Public Art Project 6/3/08 by

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Old World Charm with Modern Amenities - Capitol Hill

seattleroots 1211411740|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Classifieds » Old World Charm with Modern Amenities - Capitol Hill

Bright and charming Studio Condo in the heart of Capital Hill. Close to shopping/gym/ and restraunts. Fresh paint in bathroom, hallway and living/sleeping area. Walk-In closet. Secured parking for 1 car(on-lot). Updated kitchen with lots of light that comes through the 3 large windows that accent the home.

Pictures are too big to load, but you can see them all here: http://www.johnlscott.com/52156

Old World Charm with Modern Amenities - Capitol Hill by

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Beautiful Chaffey Home in The Enclave (Kirkland)

seattleroots 1211411410|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Classifieds » Beautiful Chaffey Home in The Enclave (Kirkland)

Pride of ownership radiate through this bright 3 bed/3.5 bath Chaffey home nestled in Kirkland's highly desirable area: The Enclave. Dramatic 2-story LR w/gas FP & floor to ceiling windows. Cheerful chef's kitchen w/deluxe maple cabinetry & hardwood flrs. Territorial views from breakfast nook & outdoor deck. 2nd master w/bath & spacious media rm on LL, lead out to patio & enclosed backyard. Cathedral ceilings in upper master suite. Previous Model home. Central a/c, close to shops, trails & 405.

More pictures can be seen at: http://www.johnlscott.com/73612

Beautiful Chaffey Home in The Enclave (Kirkland) by

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View Home in Issaquah Highlands under $800K!

seattleroots 1211410816|%e %b %Y, %H:%M %Z|agohover
in discussion Forum Discussion / Classifieds » View Home in Issaquah Highlands under $800K!

This 4 bed/2.5bath BUILT-GREEN corner lot home is 5 years young and well-cared for by original owners. Enjoy amazing sunsets, entertainment-sized deck, fully-fenced backyard, security system, & Central A/C. This cook's delight boasts granite slab counters with slate backsplash, stainless steel appliances and 5-burner gas range. Elegant dining room and lodge-like family room with warm fireplace. Upstairs is the master retreat with expansive master bedroom that flows into the flex room/optional 5th bedroom. Bath off master is a spa-like retreat with jetted tub, separate shower, double-sinks, walk-in closet and separate toilet closet. Office/den/bedroom, and two guest bedrooms/guest bath also upstairs but separated from the master bedroom by an open hallway overlooking the foyer. Too many upgrades to list, please come see for yourself! If you are not familiar with the Issaquah Highland Community, this is an "all-inclusive" planned development. Within the Issaquah Highlands is Grand Ridge Elementary, shops, restaurants, a park & ride for commuters, parks and play areas (including basketball/tennis courts), and more. This is a must see community and a MUST SEE home!

Here are a few pictures, but you can see all of them at: http://www.johnlscott.com/16352